IBEW Local 2
St. Louis, MO
UNION MEMBERS CAN CALL (224) 770-5305 TO ENROLL IN ENGLISH AND SPANISH
IBEW LOCAL 2 VOLUNTARY INCOME PROTECTION
Continue getting paid if you can’t work due to injuries, illnesses, surgeries, or death.
PLAN INFORMATION OVERVIEW
– Short-Term Disability (STD) pays for up to 24 weeks
– Long-Term Disability (LTD) pays for up to 2 or 5 years
– Life Insurance with AD&D for Member, Spouse, and/or Dependent(s)
Guaranteed Approved Coverage: No medical questions or tests for actively working Members.
ARE YOUR CURRENT BENEFITS ENOUGH?
Short-Term Disability
Through LINECO, some Members receive $600 per week (less taxes) for 26 weeks. This is only about 45% of what a Local 2 Member brings home for a 40 hour work week and leaves you with a big income GAP/deficit!
Long-Term Disability
Members receive $0 LTD benefits after STD ends. Having no monthly benefit puts 100% of your income at risk!
Life Insurance
Your current ‘Death Benefit Fund’ may pay enough to cover burial expenses (if you’re participating & it would be taxed).